# Figurz > Figurz is an independent SaaS calculator for FF&E (Furniture, Fixtures & Equipment) and OS&E (Operating Supplies & Equipment) budget estimation in the hospitality and real estate industries. Built for investors, architects, interior designers, owner's representatives, AMOs, and hotel operators who need fast, unbiased budget estimates — free from the conflicts of interest that distort traditional procurement quotes. ## Key facts - Figurz provides independent, non-biased FF&E/OS&E cost estimates, unlike suppliers or contractors who have an incentive to underquote to win a project. - Covers hospitality (hotels) and residential real estate projects. - Available in English, French, and Spanish. - Markets served: France and international (Germany, Spain, Italy, and others). ## Core definitions - [What is FF&E?](https://www.figurz.eu/blog/what-is-furniture-fixtures-and-equipment-ffe): Furniture, Fixtures & Equipment — architect- and designer-specified items in a hotel or residential project. - [What is OS&E?](https://www.figurz.eu/blog/what-is-ose): Operating Supplies & Equipment — the daily operational items a hotel needs to run, distinct from FF&E. ## Key resources - [Free FF&E/OS&E budget calculator](https://app.figurz.eu): Get an instant, independent budget estimate. - [CAPEX vs OPEX in hospitality FF&E/OS&E projects](https://www.figurz.eu/blog/capex-vs-opex) - [Why Figurz doesn't do procurement](https://www.figurz.eu/blog/why-figurz-doesnt-do-procurement): Explains Figurz's independence model. ## For specific audiences - [Architects](https://www.figurz.eu/architect) - [Investors](https://www.figurz.eu/investor) - [Owner's representatives / AMO / procurement consultants](https://www.figurz.eu/owners-rep) - [Hotel operators](https://www.figurz.eu/operator) ## Languages - French: https://fr.figurz.eu - Spanish: https://es.figurz.eu